12 Hour Life and Health Review with Ethics
12h courseThis course provides 12 hours of CE that you need! In these classes, we will review key concepts and principles of Life and Health insurance. It includes 3 hours of ethics and 9 hours of other life and health content.
12 Hour Life and Health Review
12h courseThis course applies to producers in all lines of insurance. This course provides 12 hours of the 24 hours of CE that you need! This course will review key concepts and principles of Life & Health insurance. It includes 12 hours of general content.
12 Hour Property and Casualty Review
12h courseThis course applies to producers in all lines of insurance. This course provides 12 hours of the 24 hours of CE that you need! This course will review key concepts and principles of Property & Casualty insurance. It includes 12 hours of general content.
12 Hour Property and Casualty Review with Ethics
12h courseThis course applies to producers in all lines of insurance, and it provides 12 hours of CE! This course will review key concepts and principles of Property & Casualty insurance. It includes 3 hours of ethics, 9 hours of general content and the mandatory exam.
8 Hour Initial LTC Continuing Education Course
8h courseThis eight-hour course applies to producers who need to earn their initial certification in order to transact long-term care (LTC) insurance in Georgia. This course will cover key principles and concepts related to long-term care insurance coverage and will discuss a number of important issues surrounding long-term care, including an introduction to the history and concepts related to LTC, what long-term care insurance is and its associated uses, levels of care, eligibility for coverage, settings for care, the Activities of Daily Living, alternatives such as Medicare, Medigap and Medicare Advantage plans, and Medicaid.
The course continues with a deep look at long-term care policies, including the basics and in-depth material. Elimination periods, general underwriting, benefit periods, tax issues and tax-qualified contracts, agent and insurer responsibilities, replacement concerns, optional benefits and riders are thoroughly explored. Continuing, the course details the National Association of Insurance Commissioners Long-Term Care Model Act and its requirements, and the course concludes with an in-depth discussions of Georgia Medicaid.
The course contains numerous illustrations and graphics to assist comprehension, as well as simplifications of difficult laws and rules.
The course concludes with a final exam that must be successfully passed in order to receive certification for the course.
4h courseThis four-hour course applies to producers who need to maintain their certification to transact Long-Term Care insurance. This course will cover key principles and concepts related to long-term care insurance coverage and will discuss a number of important issues surrounding long-term care, including an introduction to the history and concepts related to LTC, what long-term care insurance is and its associated uses, levels of care, eligibility for coverage, settings for care, the Activities of Daily Living, alternatives to LTC, Medicare, Medicaid and Georgia’s Long-Term Care Partnership plan.
The course continues with a deep look at long-term care policies, including the basics and in-depth material. Elimination periods, general underwriting, benefit periods, tax issues and tax-qualified contracts, agent and insurer responsibilities, replacement concerns, optional benefits and riders are thoroughly explored. Continuing, the course details important sections of the National Association of Insurance Commissioners Long-Term Care Model Act and its requirements, and the course concludes with an in-depth discussions of Georgia Medicaid and Long-Term Care partnerships.
The course contains numerous illustrations and graphics to assist comprehension, as well as simplifications of difficult laws and rules.
The course concludes with a final exam that must be successfully passed in order to receive certification for the course.
3h courseThis course satisfies 3 hours of ethics training for any Georgia insurance producer, and applies to producers in all lines. The course will assist the student in making the proper ethical decisions, provide examples of poor ethical choices, and the legal enforcement of ethics.
3h courseThis 3 Hour course will meet your one time Certification Requirements to start selling Flood Insurance in the state of Georgia.
In order to renew your insurance license in the state of Georgia, you must meet the state's continuing education requirements. For each two-year license term, any agent, subagent, counselor, or adjuster not exempt must complete the required amount of CE for their license and level of experience.
If you are an agent, counselor, or adjuster who has been licensed for less than 20 years, you must complete 24 hours of insurance CE every two years. The CE can be completed in any area for which you are licensed and must include three hours of ethics.
If you are an agent, counselor, or adjuster who has been licensed for more than 20 years, you must complete 20 hours of insurance CE every two years. The CE can be completed in any area for which you are licensed and must include three hours of ethics.
Some licenses have particular conditions or restrictions:
The state requires that students complete no more than 12 hours of continuing education per day.
If you are a non-resident, you may be exempt from Georgia insurance continuing education requirements if:
Non-residents who fail to fulfill any of these criteria must complete Georgia's CE requirements.
If you complete more than the required hours of continuing education in a two-year filing period, this credit may be applied towards the next period. However, you may not fulfill more than 50% of the next periods total CE requirements through carryover credits.
Licenses expire on the last day of the licensees birth month every other year, regardless of the date of the original licensure. You must file the renewal form along with the fee and evidence of CE requirements by this date.
You may file a late renewal with the appropriate fee up to 15 days after the license expires. After this period, you must file for late renewal reinstatement and an additional penalty of $150.
If the late renewal reinstatement is received six or more months after the license has expired, you must submit electronic fingerprints in addition to all other forms, fees, and penalties. If it is received more than one year after the date of expiration, you must reapply for the license.
You must pass a proctored final exam with a score of 70% or higher in order to pass each CE course. If you fail the exam, you may take it again. There is no limit on retakes.
All CE exams are closed-book. You may not refer to course material while the exam is in progress, and an impartial proctor must be present to ensure compliance with this regulation. The proctor may not be a family member or a person who has a financial interest in the exam result.
Within any licensing period, you may not take a CE course for credit more than once. After the date of license renewal, you may repeat the course and receive credit for the next renewal period.
Instructors teaching an approved CE course may receive the same credit as their students for that class. They cannot teach the same course multiple times for additional CE credit during any licensing period. However, they may teach different courses, and each unique course will count towards their CE hours.
In order to confirm CE compliance, your CE provider will submit your credit hours directly to the state. However, you should keep your own class records, including certificates of completion, in case of a CE audit.
Upon completion of all required forms and at the discretion of the Commissioner, the following individuals may receive a reduction of or exemption from CE requirements:
The following individuals have reduced CE hours per licensing period. They must complete 12 hours, with three of those hours in ethics:
Individuals holding the professional designation of Universal Claims Certification (UCC) are exempt from all CE requirements.
Agents holding a current, nonactive license are also exempt from CE requirements while the license is nonactive.
All insurance producers must take a one-time, four-hour Annuity Suitability course that has been approved by the department before handling annuity products. Until completing this course, agents may not sell, solicit, or negotiate an annuity product.
If you have completed a similar course in a different state, you have fulfilled the requirement and do not need to retake the course.
Agents must undergo special training in order to handle long-term care partnership policies. This training includes:
If you have taken another states long-term care partnership course, you may receive credit for up to six hours of the initial eight-hour course. You must still complete a two-hour Georgia-specific Medicaid course.
Licensees who intend to sell flood insurance must follow national guidelines. In order to sell flood insurance, the individual must complete a one-time minimum of three training hours as outlined by the National Flood Insurance Program and FEMA. This may be completed in any state in which the producer is licensed.
