If you have been licensed for less than three years, and this will be your first renewal, you need to complete 60 hours of continuing education. This package satisfies the full 60 hours of CE and includes the required 3 hours of ethics training. An exam will follow each major section to test your knowledge.
The course includes training on ethical concepts and terminology and describes common ethical situations and duties of an insurance producer.
We cover the topic of long-term care policies. Areas we'll go through include the appropriate way to build a long-term care policy, tax-qualified plans and non-tax-qualified plans, alternatives to LTC insurance, and the NAIC model LTCi Act.
You will also learn about the different types of annuities that are available, who the parties to an annuity are, and the typical provisions annuity contracts contain. We'll also compare equity-indexed and variable annuities, before covering taxation of annuities, and sales and marketing practices to employ.
Finally, we will also go through the topic of flood insurance. We'll talk about policies and products that are available for those who may need flood insurance. Then, you'll learn the general rules that apply to flood policies, as well as how to rate and handle claims. Finally, we'll cover the 2004 Flood Insurance Reform Act (FIRA) and talk about other agent resources.
Course Format: Text
Credit Type: Ethics, Property & Casualty, Flood, Annuity Best Interest, Long Term Care
Course ID(s): C34607, 6000199576, 6000170521, 6000163900, 6000193070
Approved By: Office of Consumer Affairs & Business Regulation
- National Flood Insurance Program
- 3-Hour National Flood Insurance Program [15 Activities]
- 01. The National Flood Insurance Program
- 02. Section I- Introduction
- 03. Community Participation
- 04. Flood Maps and Zones
- 05. Section II-Flood Maps and Zone Determinations
- 06. Policies and Products Available
- 07. Section III-Policies and Products Available
- 08. General Rules
- 09. Section IV-General Rules
- 10. Rating and Handling Claims
- 11. Rating and Handling Claims
- 12. The 2004 FIRA and Agent Resources
- 13. Section VII - Requirements of the Flood Insurance Reform Act of 2004
- 14. Section VIII - Agent Resources
- 15. Conclusion
- 3-Hour National Flood Insurance Program [15 Activities]
- Final Exam
- Flood - Affidavit
- Flood - Final Exam (25 questions)
- Insurance Ethics
- Insurance Ethics [22 Activities]
- 01. Introduction (Video)
- 02. What is Ethics?
- 03. Ethical Concepts and Terminology
- 04. Why Ethics Matter (Video)
- 05. Why Ethics Matter
- 06. Duties of an Insurance Producer (Video)
- 07. Ethical Duties
- 08. Ethical Duties - Part 2
- 09. Ethical Duties - Part 3
- 10. Ethical Situations (Video)
- 11. Ethical Situations
- 12. Laws Governing Ethics (Video)
- 13. Laws Governing Ethical Conduct
- 14. Laws Governing Ethical Conduct - Part 2
- 15. Laws Governing Ethical Conduct - Part 3
- 16. Insurance Industry Codes of Ethics (Video)
- 17. Insurance Industry Codes of Ethics - Part 1
- 18. Insurance Industry Codes of Ethics - Part 2
- 19. Insurance Industry Codes of Ethics - Part 3
- 20. Insurance Industry Codes of Ethics - Part 4
- 21. Looking Forward
- 22. Conclusion (Video)
- Insurance Ethics [22 Activities]
- Final Test
- Ethics - Affidavit
- Ethics - Final Exam (34 questions)
- Annuity Suitability and Best Interest Obligations
- Annuity Suitability and Best Interest Obligations [15 Activities]
- 01. 4 Hour Annuity Best Interest Training (Video)
- 02. NAIC Suitability in Annuity Transactions Model Regulation with Best Interest
- 03. Types of Annuities (Video)
- 04. Types and Classifications of Annuities
- 05. Parties to an Annuity (Video)
- 06. Parties to an Annuity
- 07. Annuity Contract Provisions (Video)
- 08. Annuity Contract Provisions
- 09. Income Taxation for Qualified and Nonqualified Annuities
- 10. The Primary Uses of Annuities (Video)
- 11. The Primary Uses of Annuities
- 12. Appropriate Sales Practices
- 13. Annuity Disclosure Requirements
- 14. Annuity Replacement
- 15. Course Conclusion
- Annuity Suitability - Affidavit
- Annuity Suitability - Final Exam (25 questions)
- Annuity Suitability and Best Interest Obligations [15 Activities]
- 8 Hour Initial LTC Continuing Education
- Module 1 [5 Activities]
- 01. Long-Term Care Insurance 8-Hr. Certification Course
- 02. What Is Long-Term Care?
- 03. Settings for Care and the Cost of Long-Term Care
- 04. The Long-Term Care Policy and More
- 05. Optional Benefits and Riders
- Module 2 [5 Activities]
- 01. NAIC Model Act MDL-641
- 02. Section 5 and More of the Act
- 03. Part E and More: Discontinuance, Replacement, Disclosures, Rating Practices, and Filing Requirements
- 04. Sections 11 - 35: Post-Claims Underwriting and Conclusion of the Act
- 05. Appendices
- Module 3 [9 Activities]
- 01. Massachusetts State-Specific Long-Term Care Insurance Continuing Education
- 02. Introduction to Long-Term Care in Massachusetts
- 03. Long-Term Care Reforms in Massachusetts
- 04. The Massachusetts Long-Term Care Insurance Partnership Program
- 05. Medicaid in Massachusetts
- 06. Massachusetts Medicaid Eligibility for LTSS
- 07. Home and Community-Based Services (HCBS) in Medicaid
- 08. Interaction between Private Long-Term Care Insurance and Medicaid Eligibility
- 09. Conclusion of the Massachusetts State-Specific Class on Long-Term Care Insurance
- Module 1 [5 Activities]
- Initial LTC - Final Exam
- Initial LTC - Affidavit
- Initial LTC - Final Exam (50 questions)
- General Insurance
- General Insurance [5 Activities]
- 01. General Insurance Concepts
- 02. Concepts and Risk Management Key Terms
- 03. Elements of an Insurable Risk
- 04. Producers and the General Rule of Agency
- 05. Legal Interpretations Affecting Insurance Contracts
- General Insurance [5 Activities]
- Property and Casualty Basics
- Property and Casualty Basics [15 Activities]
- 01. Introduction to Property and Casualty Basics
- 02. Principles and Concepts
- 03. Principles and Concepts
- 04. Liability and Losses
- 05. Negligence, Liability, and Damages
- 06. Negligence and Law
- 07. Negligence, Liability, and Damages Part Two
- 08. Policy Structure and Contracts
- View Additional Activities
- 09. Common Policy Provisions
- 10. Common Policy Provisions
- 11. Common Policy Provisions
- 12. Other Common Policy Provisions
- 13. Other Common Policy Provisions
- 14. Insurer Specific Policy Provisions
- 15. Conclusion
- Property and Casualty Basics [15 Activities]
- Fire Dwelling Policies
- Fire Dwelling Policies [9 Activities]
- 01. Dwelling Insurance Policies Concepts: Introduction, Purpose and Eligibility
- 02. Common Uses and Initial Information
- 03. Dwelling Policy Coverage Forms
- 04. Property Coverages
- 05. General Dwelling Property Exclusions and Conditions
- 06. Selected Dwelling Property Endorsements
- 07. Endorsements and Personal Liability Supplement
- 08. Personal Liability Supplement: Continued
- 09. Conclusion of Dwelling Policies
- Fire Dwelling Policies [9 Activities]
- Homeowners Insurance
- Homeowners Insurance [11 Activities]
- 01. Eligibility, Purpose and Characteristics of Homeowner Insurance
- 02. Coverage Forms
- 03. Definitions
- 04. Homeowners Coverages
- 05. Section I - Property Coverages
- 06. Section I - Additional Property Coverages
- 07. Section II - Liability and Medical Payments Coverage
- 08. Perils Insured Against
- View Additional Activities
- 09. Conditions
- 10. Selected Endorsements
- 11. Conclusion of Homeowners Insurance
- Homeowners Insurance [11 Activities]
- Personal and Commercial Automobile
- Personal and Commercial Automobile [11 Activities]
- 01. Introduction to Personal and Commercial Auto Policies
- 02. Introduction to Personal Automobile Insurance
- 03. Introduction to Personal Auto Policies
- 04. Coverage for Damage to Your Auto
- 05. Personal Auto Policies
- 06. Commercial and Business Automobile
- 07. Commercial and Business Auto
- 08. Garage Forms
- View Additional Activities
- 09. Garage Forms
- 10. Selected Endorsements
- 11. Conclusion to Auto Insurance
- Personal and Commercial Automobile [11 Activities]
- Commercial Package Policies: Part One
- Commercial Package Policies: Part One [13 Activities]
- 01. Introduction to Commercial Coverage Policies
- 02. The Commercial Package Policy
- 03. Introduction to Commercial Coverage Policies, Part Two
- 04. Commercial General Liability
- 05. Commercial Property Coverage
- 06. Commercial Property Coverage
- 07. Commercial Coverage Policies
- 08. Selected Endorsements and Commercial Crime Coverages
- View Additional Activities
- 09. Selected Endorsements and Inland Marine
- 10. Commercial Inland Marine
- 11. Commercial Inland Marine and Farm Coverage
- 12. Farm Coverage
- 13. Conclusion of Commercial Coverage Policies
- Commercial Package Policies: Part One [13 Activities]
- Commercial Package Policies: Part Two: Endorsements and More
- Commercial Package Policies: Part Two: Endorsements and More [5 Activities]
- 01. Selected Endorsements and Inland Marine
- 02. Commercial Inland Marine
- 03. Commercial Inland Marine and Farm Coverage
- 04. Farm Coverage
- 05. Conclusion of Commercial Coverage Policies
- Commercial Package Policies: Part Two: Endorsements and More [5 Activities]
- Businessowner Policies
- Businessowner Policies [8 Activities]
- 01. Introduction to Businessowners Policies
- 02. Businessowners Policy: BOPs
- 03. BOP Section I: Property Coverages
- 04. Business Owner's Policies Property and Liability Coverage
- 05. Section II: Liability and Medical Expense Coverage in BOPs
- 06. Liability Coverage in a BOP
- 07. Common Policy Conditions and Selected Endorsements in a BOP
- 08. BOP Conditions, Exclusions and Endorsements
- Businessowner Policies [8 Activities]
- Workers Compensation
- Workers Compensation [5 Activities]
- 01. Introduction to Workers Compensation Insurance
- 02. Workers Compensation Laws
- 03. Introduction to Workers Compensation and Employers Liability Insurance Policy
- 04. Workers Compensation and Employers Liability Insurance Policy
- 05. Conclusion of Workers Compensation Insurance
- Workers Compensation [5 Activities]
- Other Coverages and Options
- Other Coverages and Options [7 Activities]
- 01. Introduction to Other Coverages and Options
- 02. Umbrella and Excess Liability Policies
- 03. More Coverages and Options
- 04. Specialty Liability Insurance
- 05. Specialized Coverages
- 06. National Flood Insurance Plan and Other Policies
- 07. Flood Insurance and Other Policies Conclusion
- Other Coverages and Options [7 Activities]
- Flood Insurance
- Flood Insurance [16 Activities]
- 01. The National Flood Insurance Program
- 02. Section I- Introduction
- 03. Community Participation: Current Framework of the NFIP
- 04. Flood Maps and Zone Determinations
- 05. Section II-Flood Maps and Zone Determinations
- 06. Policies and Products Available
- 07. Section III-Policies and Products Available
- 08. General Rules
- View Additional Activities
- 09. Section IV-General Rules
- 10. Rating and Handling Claims
- 11. Section V: Rating
- 12. Section VI - Claims Handling Process
- 13. The 2004 FIRA and Agent Resources
- 14. Section VII - Requirements of the Flood Insurance Reform Act of 2004
- 15. Section VIII - Agent Resources
- 16. Conclusion
- Flood Insurance [16 Activities]
- Toxic Mold
- Toxic Mold [13 Activities]
- 01. Introduction to Toxic Mold
- 02. What Is Toxic Mold?
- 03. Conditions Conducive to Toxic Mold
- 04. Harmful Effects: Structural Damage
- 05. Mold Remediation and Insurance: Prevention
- 06. Mold and Insurance
- 07. History of Toxic Mold Claims, Part One
- 08. History of Toxic Mold Claims, Part Two
- View Additional Activities
- 09. Mold Claims
- 10. Toxic Mold and Insurance
- 11. Direct (First Party) Claims: What is Covered Under a Homeowner Policy?
- 12. Indirect (Third Party) Claims
- 13. Mold and Insurance Conclusion
- Toxic Mold [13 Activities]
- Anti-Money Laundering
- Anti-Money Laundering [13 Activities]
- 01. Introduction to the Module
- 02. The History of Money Laundering: Origins
- 03. Steps in Money Laundering
- 04. Money Laundering Detection Review
- 05. National Efforts to Combat Money Laundering
- 06. Money Laundering and Insurance:How to Use Insurance to Launder Money
- 07. Laws Regarding Money Laundering Review
- 08. Notable Cases
- View Additional Activities
- 09. Anti Money Laundering
- 10. Obligations of Insurance Industry in Preventing Money Laundering
- 11. Preventing Money Laundering
- 12. Insurance Agent & Broker Obligations: Training
- 13. Conclusion
- Anti-Money Laundering [13 Activities]
- Insurance Technology
- Insurance Technology [11 Activities]
- 01. Introduction: Insurance Technology: The Future is Now
- 02. Statistics
- 03. Understanding Insurance Technology
- 04. Is Insurance Ready for Insurance Technology?
- 05. Hurdles for Insurance Technology
- 06. Solutions and Advantages Presented by Insurance Technology
- 07. Benefits of Insurance Technology for Insurance as an Industry
- 08. Smaller Scale Insurance Technology Solutions
- View Additional Activities
- 09. Problems and Disadvantages to Insurance Technology
- 10. The Real Future for Insurance Technology and Insurance
- 11. Conclusion
- Insurance Technology [11 Activities]
- Final Exam
- P&C Review - Affidavit
- P&C Review - Final Exam (75 questions)
- Course Completion
- Mandatory Questionnaire
- Massachusetts NFIP 3 Hour Review - Certificate of Completion (1 of 5)
- Massachusetts 3 Hour Ethics Review - Certificate of Completion (2 of 5)
- Massachusetts Annuity Best Interest 4 HR CE - Certificate of Completion (3 of 5)
- Massachusetts 8 Hour Initial LTC Continuing Education - Certificate of Completion (4 of 5)
- Massachusetts 42 Hour Property & Casualty Review - Certificate of Completion (5 of 5)
- Guaranteed Next Business Day Reporting
