Oklahoma 24 Hour L&H w/2023-2024 Legal
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24 Hour Course
- 4.1 295 Reviews
- $63.00
This package provides life and health insurance producers with their required 24 hours of continuing education. This current and updated course includes a number of important and interesting life and health insurance topics, including general insurance concepts, life insurance policies, annuities, qualified plans, tax concerns, group insurance, medical plans, and much more. Also included in the course are the three-hour ethics course and Oklahoma’s two-hour legislative updates. The course includes many examples, images and illustrations that will assist your studies and retention of the material.
The first lesson details general insurance and provides a broad overview of the industry, including important concepts, terms, and general practices of licensees.
Up next are the life insurance segments of the course, and will explore a number of topics that are of interest to agents. These lessons dive into life insurance policies and the provisions seen in these contracts. Then, the course details the provisions, options, and rider commonly seen in the life insurance industry. The section on life insurance policies and their provisions discusses the standard provisions found in life insurance policies before moving onto a discussion of beneficiaries and options and riders.
Following this section, a deep look at annuities is provided with an emphasis on proper planning. This portion will take an in-depth look at annuity contracts including their relation to life insurance, how they are used, and potential pitfalls.
Qualified plans and associated markets are analyzed. This material will examine retirement plans, what it means for a plan to be qualified, and how this affects the taxation of benefits.The last segment of life insurance will address taxation of life insurance and annuities and the benefits that can be gained from these kinds of insurance products.
Coming after the life insurance segments, the course delves into health insurance. These sections examine multiple accident and health topics, including policies, current medical plans available in the marketplace, and an in-depth discussion of group coverages. Following group insurance, the course explores dental protection, Medicare and its coverages, long-term care insurance and qualifications for benefits. Health insurance concludes with a look at federal health insurance tax information.
The first section on health insurance policies will go over the contractual elements of an accident and health insurance policy, associated concepts, general rules and guidelines for coverage, and much more. The instruction on medical plans will discuss the various types of medical plans, managed care, cost containment strategies, and important federal laws such as the ACA and HIPAA.
Then the course probes group insurance and illustrates the concepts and requirements of group insurance coverages, including the different types of groups, how coverage is effected, certificates of insurance, the group sponsor’s legal requirements, and how benefits are administered, and more.
Following group insurance, dental insurance and its benefits are explained. Up next is regarding Medicare, and the lesson takes a close look at the entire program, including who is eligible, what Medicare provides to participants, and options for people who don’t qualify.
Long-term care insurance is thoroughly detailed. The long term care insurance segment will cover the primary elements of LTC, how LTC can be marketed, and suitability issues. Benefits qualifications are discussed, as well as the various coverages available through the policy.
The health insurance course will conclude with a look at federal health insurance taxation issues.
The last two segments of the package will provide licensees with the necessary three hours of insurance ethics education and Oklahoma’s two-hour legislative updates mandate.
To complete the course and receive credit for the education, you will need to complete a final exam. This exam will test on concepts from across the course and is intended to help you understand and retain the instruction in the course.
This course is approved only for insurance producers.
Show Course ID: 0
- Approved By: Oklahoma Insurance Department
Instructor Bio
Life and Health Insurance Instructor Joel Daniels is an experienced business professional in the insurance industry, with an established track record of leadership, development, account management, relationship building, and brand integrity. In his insurance business, Joel works tirelessly with his allies and strategic partners to impact communities by providing access to affordable and usable health and wellness benefits options. Here at At Your Pace Online, Joel is a highly engaging instructor. He presents insurance continuing education to licensees so that they can grow in their knowledge of the trade with confidence, benefitting their own business growth as well as the overall well-being of their clients.