Virginia 16 Hour Life and Health Review with Ethics
- 16 Hour Course
- 4.4 1670 Reviews
- $65.00
This 16 hour course is designed to provide insurance producers with continuing education content that will assist with the renewal of a license. The primary focus of the course is life and health insurance products.
The first portion of this course examines ethics and ethical behavior. This includes discussion of the concept of ethics, ethical duties, and professional codes of ethics.
The second portion of the course looks at life insurance products beginning with annuities and then moving on to qualified plans and taxation of life insurance.
- The annuities segment will take an in depth look at annuity contracts including their relation to life insurance and how they are used.
- The instruction on qualified plans will examine retirement plans, what it means for a plan to be qualified, and how this affects the taxation of benefits.
- The last segment of the first part of this course will address taxation of life insurance and annuities.
The third portion of this course addresses accident and health insurance. The topics covered in this portion include medical plans, group health, the Medicare program, long-term care insurance, and taxation of health insurance.
- The instruction on medical plans will discuss the various types of medical plans, managed care, cost containment strategies, and important federal laws such as the ACA and HIPAA.
- The training on group health will examine group health insurance policies in comparison to individual health insurance coverage. This segment will also explore conversion options and group health policies for small employers.
- The segment about Medicare will take a close look at the entire program including who is eligible, what Medicare provides to participants, and options for people who don’t qualify.
- Long term care insurance (or LTC) is the primary interest of one segment of this course. This segment will cover the primary elements of LTC, how LTC can be marketed, and suitability issues.
- The final segment of the course talks about taxation of health insurance products.
After completing the final lesson, you will take a 85 question exam that is designed to promote comprehension and retention of the material.
VA Bureau of Insurance Course ID: 223274
Show Course ID: 0
- Approved By: Virginia SCC - Bureau of Insurance
Instructor Bio
Gary Sternberg is a veteran of insurance training, having been in the insurance education industry for over 25 years. He is a highly focused, licensed professional with top-level skills in prelicense and continuing education content authorship and training. He is well-versed in compliance and has extensive experience with state and federal regulatory laws and rules. Gary brings to At Your Pace Online students his excellent teaching, writing, and presentation skills with the ability to turn the complex into learnable “normal” person material. Most importantly, Gary has a passion for insurance education and seeing students successfully navigate the licensing process.